Our Process

“We only take a fee if we can add significant value to achieve your financial objectives.”

The sophistication behind a financial plan can often be underestimated and made more complex by the constantly shifting landscape. That is why seeking professional advice is important. We offer tailored plans based on your specific circumstances and life stage. Our fee-for-service means that the fees you pay are agreed in advance before any personal advice is given and only in the event, we can add significant value to achieve your financial objectives.

Our financial advisers will take you through a six-step process:

1. Discovery meeting

Your initial consultation with us is complimentary and without obligation. During this meeting we will discuss your financial goals, objectives for the future, your expectations, and any concerns.

2. Information gathering

We will work through a confidential questionnaire designed to understand you, your financial background, investment objectives, risk tolerance and existing investment pattern.

3. Identify your financial solution/s

We discuss the available opportunities and strategies to help meet your objectives. We take into consideration the feasibility of these strategies and any gaps. Research and analyse appropriate strategies and solutions to achieve your objectives.

4. Presenting your plan

Having thoroughly researched your individual needs and investment objectives, we will develop a detailed and structured financial plan. Your plan may outline several strategies and identify appropriate financial solutions. Including recommendations covering superannuation, investments, social security entitlements, risk management, taxation planning and/or estate planning. The advice will also detail the benefits, features, and costs associated with our recommendations. The result is a total financial solution presented in a detailed report, called a Statement of Advice (SoA).

5. Implement a plan

Once the strategies have been agreed, we will commence implementing the strategies as set out in your financial plan.

6. Ongoing Review

There is a significant emphasis on the importance of ongoing reviews. We prefer to assist our clients every step of the way to the comfortable retirement you deserve and beyond. Understanding what has changed, whether it be with your personal circumstances or legislative changes, will help us ensure that your plan is robust and continuing to track towards your financial goals.

Questions about our process?